Archive for the ‘Economy’ Category

Occupy Your Own Backyard

Wednesday, December 21st, 2011

The GoHuman blog has expressed Occupy Wall Street sentiments since before the movement started in Zucotti Park on 9/17/11. One reason a disenfranchised 99% seek to occupy is because they lack ownership.  Owners have legal rights to “enjoy, occupy, possess … an item of property.” The Occupy movement claims moral ownership to rights they don’t legally possess.  Is this moral claim valid?  Let’s look back to our Judeo-Christian heritage to point a way forward. 

U.S. founding fathers were familiar with a 4,000 year old economic system, which enabled capitalism while limiting capitalists’ ability to exploit the system and oppress its losers.  All families owned land, debts were forgiven every seven years, and land was leased, not sold, for a maximum 49 years.  It reverted to the tribal / family owners in a year of Jubilee.

But Solomon, a king of Israel and “the wisest man who ever lived”  wrote “The rich rules over the poor, And the borrower is servant to the lender.“  Why would the king of Israel, in which every family was supposed to own land and debts were forgiven, state such a thing?

Because the people abdicated ownership, on multiple levels. Within a very short period of time, freed slaves were again enslaved, first by their fears and desires, then by their kings, then by outside forces.  Human nature hasn’t changed much in 4,000 years.

American-style capitalism has addicted the planet to a mass-market consumer culture, fed by an insatiable desire for corporate funded entertainment.  We have allowed ourselves, and worse, our children, to become programmed consumers, with a black hole in our soul, into which we cram the things advertisers tell us we need.

I know I’m oversimplifying, but it’s still true.  If we want lasting change it must start with us. I salute the Occupy movement for focusing attention on Corporate oppressors. But realize that we create and empower these Frankenstein monsters.  As long as we’re willing to sell our future for temporary gratification, a cycle of debt and oppression will continue.

Only owners have a legal right to occupy. To claim a moral right we need to own the moral ground we stand on.  Every individual and family should strive for ownership, at all levels, to advance the occupation. GoHuman seeks to build ownership, at the local level.  We wish to empower small, local businesses and their customers to occupy and regain ownership of their own communities.  One backyard at a time!

Finance Friday: Channel Your Inner Entrepreneur

Friday, December 16th, 2011

In the Dec. 5, 2011 issue of Forbes magazine, the article “Entrepreneurship or Bust” addressed Millennials (those born after 1980 who are ready to start their careers) when they wrote that “the conventional jobs aren’t there – that just means finding new routes to success.” 

Starting a business may be a necessary path for a lot more people going forward, as the economy is not consistently creating enough jobs to keep up with population growth. Those who have lost jobs in the recent economic turmoil may be faced with the cold, hard reality that when unemployment benefits run out they will have to take matters into their own hands.

This does not have to be a daunting task requiring herculean efforts. Simply put, a business satisfies a need for which a fellow human is willing to pay money. Look around. If you don’t see something in your community that people need done and are willing to pay good money for, you are not in touch with reality.

In my case, I started with the simple idea that people who start businesses will always need access to money. If I could find sources of money and connect those sources with the many business owners that needed capital, I would have a steady stream of business. Little did I know at the time that the whole banking system would seize up and make applying for a simple business loan a pain-staking process… one in which people would gladly pay a guide handsomely in order to get them to the other side. It’s been a 12 year journey, but today I have a thriving business that supports my family of six with one currently in college and two having completed college recently!

At GoHuman, we understand what it is like because we are in the trenches every day, fighting the fight of the entrepreneur. It’s our business to help you succeed. Here’s how we can help you on your path to success, at no cost to you. Start out by posting your business, for free, on GoHuman. Then build your reputation and online presence by directing friends, customers, or prospects to your online presence. And follow our blog to learning the basics of how to market your new business. These simple steps will continue to pay dividends long into the future.

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What Is Our Motive?

Sunday, December 11th, 2011

Over the last couple of years, there’s been a lot of talk about greed being one of the main drivers of the global financial crisis. And that talk rings true. After all, greed is an inherently selfish motive that disregards the harm it causes to others or to ourselves. And as the crisis has illustrated, the more power and influence a person or organization has, the more damage their greed can cause

But what about the little guys, the small business owners, the kind of folks who make up the heart of the GoHuman community? Is it okay for them to be greedy, because their greed may not cause quite as much harm? Or because they are only greedy for thousands — rather than for millions or billions?

It’s helpful to consider these kinds of questions, because the motives which drive us to become entrepreneurs have a strong influence on how we conduct our businesses. Many people take pride in what they do and in our culture that is seen as positive. I must admit that pride motivates a lot of people to do good things. But pride can also motivate people to do bad things because pride – at its core – is a selfish motive, just as greed is a selfish motive. I believe that greed is actually based on pride. Pride leads people to want to be number one, just for the sake of being number one. Whom does that serve? It serves the self, and our own ego.

If we are motivated by pride, it can have several negative consequences on our business. Pride tends to rob us of our objectivity. For example: When customers complain about our service, we become defensive instead of realistically looking at what we could improve. This kind of pride is focused on superficial concerns, and it does not create loyal customers, but rather hurts the bottom line.

Alternately, when the motive is a genuine desire to serve the customer, we strive to do our best for them. We put pride aside and and avoid cutting corners or cheating in any way, even when the customer does not realize it. This kind of give-rather-than-get approach, when done in a smart and thoughtful way, will pay dividends for both our business and our customers. By de-emphasizing pride and greed at the local level, we can build a better community than what the big shots in the financial centers and capitals of this world have created.

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Finance Friday: Big Bank Backlash

Friday, December 9th, 2011

We now have a bigger problem than we did when the Great Recession started back in 2008… the ten largest banks in the country now control 64% of the country’s assets in 2011, up from 58% in 2006 and only 25% in 1990 (source: Federal Reserve Bank of Dallas).  Talk about too big to fail… yikes! 

Unfortunately for the rest of us who own a small business, we are not too big to fail, and are allowed to do so on a daily basis.  Bigger is not better and oftentimes the backlash against big institutions and the government are played out in the news ad nausea.  But nothing ever seems to change and the big continue to get even bigger, often times with the help of politicians in Washington (case in point, Solyndra).

GoHuman.com is a small player in the internet world with a big message.  We believe that change starts with one person who makes a decision not to go along with the status quo and actually do something.  That “something” can be as simple as moving your bank accounts and loans from Big Brother Bank to a local credit union or community bank.

Let’s not be participants in the next great bank bailout. Let’s also do our part so that it can be said that 64% of the assets in the country controlled by the big banks does not include our assets.  Hopefully, the next chart that comes out will show this percentage has peaked, and is on its way back down.  Then we will know that one person, deciding to make a change, can impact the world…….Go Human!

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Economic Freedom

Sunday, July 4th, 2010

1776 in the U.S. is symbolic of the struggle for freedom from those who would tax without representation.  Economic freedom.  Since last July 4 the markets had a wild recovery ride, but in the last month they’re trending dramatically down again.  The power of global government stimulus has run its course, and the fundamental problems have not yet been fixed.  New regulations have been authored and are in various stages of approval, but there is disagreement on what they will or won’t achieve, both positively and negatively.

There are many ways to look at this problem.  I like the chart at bottom with democracy and economic freedom on a grid.  We could discuss the placement of various countries, but to do so we’d have to first discuss the criteria by which we evaluate the terms.  That would lead to other discussions – and it gets pretty complex pretty fast.  Here’s an interesting video that shows there is hope we’ll get it right!

GoHuman.com’s answer to these challenges is to unite and strengthen local entrepreneurs, supported by a marketplace with transparent information.  This allows prices and services to find their own levels, as in so-called free markets.  But by building it from the bottom up, and putting ownership in the hands of the individual, we strip power from “market makers” who manipulate and control the so-called free markets to their advantage.  We welcome your input to this discussion.

Thank you to our members and supporters.  We look forward to working with you to make GoHuman.com even better in the year ahead.

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Triple Bottom Line for Small Local Businesses – You Can Make It Work

Thursday, May 20th, 2010

The Triple Bottom Line (TBL) concept of “People, Planet, Profit“ demands that a company’s responsibility be to the people who are influenced in any way by the actions of the firm rather than the people who own it.

TBL is typically discussed in a big business context for two reasons: One, big businesses are by nature the farthest out of human touch with sustainability. Two, if you have to choose one business to make sustainable, a bigger business will have a bigger impact.

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But what if we could create an integrated network of small local businesses and independent professionals with an eye on the ecological, economic, and social concepts expressed by the Triple Bottom Line related to their communities?

What if people all over the planet quietly frustrated with the status quo could find the voices of power they’ve lost in the wake of unprecedented corporate growth over the past century?

GoHuman’s vision is a world where these ideals are not afterthoughts, but rather integral and essential elements connecting every community and every business within those communities. We cannot afford for these to be abstract thoughts or luxuries. They are a necessary part of the emerging global consciousness and we need to integrate them into our personal and professional lives by igniting our tribal instincts.

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In the United States and other parts of the world, the motivation to adopt this sustainable lifestyle is neither handed down by the government nor encouraged by our existing capitalist economic model. An intricate web of subsidies and loopholes has all but extinguished the basic humanity enjoyed in simpler times in favor of the almighty profit margin.

It’s not all doom and gloom. There is hope. We believe in a better way. It’s the passion that fuels GoHuman and the real people behind it — people just like you with the vision and gumption to do something about it.

It starts simply. It starts with an equitable marketplace that promotes balance amongst the people who use it by rewarding those who provide value with something equitable in return.

It starts with you.

Our Earth Needs More Than a Day – Build a Sustainable Business

Friday, April 23rd, 2010

We’ve been honoring two important themes in April – Earth Month and Autism Awareness Month. Yesterday marked the 40th anniversary of Earth Day and we want to help you find ways to create a more sustainable business. We’re also continuing support of our MicroCause for Sunshine supporting autism.

Green is a long-standing buzzword, but what does it mean for your business and community? It’s different for every business and can be difficult to know where to begin. While there is no silver bullet for going green, many great resources are available to help you achieve sustainability.

GoHuman has partnered with Green Globe, providing the premier global certification for sustainability since 1993. Green Globe pioneers what it means to be sustainable and has developed several programs to help businesses achieve sustainability across the planet. They provide independent verification that your business is operating sustainably and in line with Green Globe certified businesses around the world.

Respond today to receive a 10% discount off your Green Globe membership and enjoy these benefits:

  • GoHuman Local Marketing Consultant support – we’ll register your business and provide 6 months free at our $5 monthly subscription level.
  • Immediate access to the Green Globe Certification System
  • The Green Globe benchmarking tool: Green Globe Index
  • The Green Globe Environmental Trainings Program
  • Listings as “Green Globe Member” on all Green Globe websites
  • Access to accredited Green Globe Consultants and Auditors to pursue certification
  • Marketing Services provided by Green Globe Marketing
  • 10% membership discount applies each year you renew

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GoHuman is a marketplace devoted to helping local communities achieve sustainability. Local energy and ideas serve as the foundation for the site’s growth and allow for mutual prosperity. Read more from CEO Wade Fransson about why green energy matters.

The Best Kept Secret in Business Funding

Wednesday, April 7th, 2010

Launching a business requires knowing the cost and expenses associated with startup operations. Business owners planning to expand an existing business usually need additional financing. Being undercapitalized is one of the most common mistakes business owners make. Attempting to work on a financial shoe string is not only stressful but can impede the growth of the business for years.

The first step most companies take when seeking private capital is the creation of an executive summary and/or a business plan. Executive summaries and business plans typically provide general information about the company, its business model, goals, etc. While this information is important to investors, it does not provide a basis or structure for accepting capital investments, especially from multiple investors. Business plans are important, especially for start-up companies, but should not be relied upon as investment documents.

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Here is the “Best Kept Secret in Funding.” The Regulation D series of funding allows you to efficiently raise the funds necessary for your business, in legal compliance with Security & Exchange Commissions laws. Whether it’s $50,000 or millions, there is a Reg D to answer your requirements.

Offering equity in a privately held company, such as a corporation or limited liability company, without proper exemption from the Securities & Exchange Commission, is in violation of offering securities. The Reg D series of private placement offerings are the exemptions. A Reg D 504 Private Placement Offering is ideal for raising $1 million or less. It’s cost effective, has few restrictions, and is easy to comply with.

Ken Hollowell, CEO/President of Profran Consultants, Inc., is sponsoring this issue by offering a free Reg D 504, a $10,000 value. To apply, provide a one or two paragraph description of your business with the amount you wish to raise, up to $1M. Ken will select the business he feels is the best candidate to generate investor interest, from among the first 20 responses. The other 19 candidates will receive a personal counseling session on how to improve their pitch. GoHuman.com will also upgrade your subscription to our $9 Enhanced Subscription Level for 6 months, free of charge.

You owe it to yourself to learn about methods of raising funds for literally any type of business. Respond today to increase your understanding of funding options to chart your path toward business growth and expansion.

Go Green – It’s Human Nature

Monday, April 5th, 2010

What does green mean to you as a business owner or consumer? It’s certainly a buzzword that gets a lot of attention, especially this month as we celebrate the 40th anniversary of Earth Day.

In 40 years have we accomplished as much as we could to sustain a sustainable ecosystem for our planet? Probably not, but it’s human nature to move incrementally until disaster strikes.

GoHuman is a marketplace devoted to helping local communities achieve sustainability. Local energy and ideas serve as the foundation for the site’s growth, and allow for mutual prosperity. Local means:

  • Fewer resources to transport goods and services is better for the environment
  • Money spent by the community stays in the community
  • Services tailored specifically to the needs and challenges of the community
  • Reduced costs due to lower overhead of the individual provider
  • Greater flexibility for better quality of life
  • Bringing back the unique downtown communities this country has lost
  • Helping the economy-at-large by feeding it at the smallest level
  • Taking the current crisis into your own hands rather than waiting for someone else to fix it

If you are a green-certified service provider, you’re one of us. So why not join us? I welcome you to post your services to GoHuman and join a growing community of like-minded businesses and community members. Together we can help local communities and the environment.

Thank you for making a difference in your community and ours. Read on for ideas on marketing a green business.

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GoHuman Grassroots

Thursday, February 11th, 2010

GoHuman is all about empowering small businesses and independent professionals by connecting them with the right customers in their community to establish a more sustainable economy. We’re not the only ones with this idea, which is a great thing. We can’t do it alone, and we depend on people everywhere who believe there is a better way.

But how do we do it?

Word of mouth has proven time after time to be the single most powerful form of marketing. People trust people like themselves, who are typically people they know well like friends or family.

At this stage in GoHuman’s growth, we are connecting with as many small businesses as possible in Chicago; L.A.; Madison, WI; Knoxville, TN; and Vancouver, Canada. You might ask why we’ve chosen those particular areas and I would tell you that in a way they chose us.

We believe in involving people who share our vision for a better, more equitable world, no matter where they are. We’re looking for people to join our grassroots marketing teams, whether they are in one of our existing markets or if someone has the gumption to get a new market going. It’s happened before, and we welcome anyone who is up for the challenge and the rewards.

Businesses everywhere are hurting. People everywhere are being shut down by the powers that be. GoHuman.com represents a genuinely better way for business to work to support themselves and their community.

There is nothing more inspiring than meeting new people who want to join the cause. Some have established themselves in their community and others are just looking for a way to help make things better. Either way, it’s the fuel that moves us forward and gives us hope that our dream can work.

And guess what? People just like you are growing GoHuman.

If you’re interested in joining our team and becoming a Founding Member of GoHuman.com, just email refer@GoHuman.com for more info. We guarantee that an actual human will respond.

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